Terms of Use.

Who operates this site

rclending.co is operated by RC Lending Advisors, a team of Cornerstone First Mortgage, LLC. Company NMLS ID #173855. Ricardo Carrillo, Branch Manager, individual NMLS ID #1820777. Look up the company and Ricardo on NMLS Consumer Access.

Not a commitment to lend

The content on this website is general information. Nothing on this site is an offer of credit, a loan approval, a rate quote, a commitment to lend, or financial, legal, or tax advice. Interest rates, products, and loan terms are subject to change without notice and may not be available when you apply or lock a rate. All loans are subject to application, underwriting, and credit approval through Cornerstone First Mortgage, LLC. Loans are subject to buyer and property qualification. Cash reserves may be required.

Equal Housing Opportunity

Cornerstone First Mortgage, LLC supports Equal Housing Opportunity. We are an Equal Housing Lender.

Licensing

Company NMLS ID #173855. Individual NMLS ID #1820777. In California, mortgage lending is regulated by the Department of Financial Protection and Innovation (DFPI). Real estate broker activity in California is regulated by the Department of Real Estate (DRE). This site does not publish a separate California DFPI license number or a California DRE license number. Confirm the company's licenses on NMLS Consumer Access.

Site content

The text, design, photos, and marks on this site belong to RC Lending Advisors and its licensors, including Cornerstone First Mortgage, LLC. You may read them for your own use. You may not copy them for a commercial use without permission.

Calculators and estimates

The calculators and estimators on this site are educational tools. Their results are estimates based on the numbers you enter and simplified math. They show principal and interest only. They leave out taxes, insurance, HOA dues, and mortgage insurance. They do not show your eligibility or your price. Your rate and payment come from a full application.

Market data

National average rate data on this site is published by third parties, including Freddie Mac's Primary Mortgage Market Survey. We show it as market context. We do not guarantee that it is accurate. It is not a rate offered by RC Lending Advisors or Cornerstone First Mortgage.

Links to other sites

Links to other websites are for convenience. We are not responsible for their content or their privacy practices.

No warranties

This site is provided as is. We do not warrant that the site will be free of errors, that the information is complete, or that a calculator result is your rate or your payment.

Limitation of liability

To the fullest extent the law allows, we are not liable for damages from your use of the site or from relying on its content. This limit applies only as far as the law allows. It does not remove a right the law says cannot be waived.

Governing law

These terms are governed by the laws of the State of California.

Changes

We may update these terms by posting a new version on this page. The effective date at the top will change when we do.

Contact

Questions about these terms: [email protected].