Loan Programs / FHA
First-time buyersFHA mortgage loans
Lower down payments and flexible credit qualifying, built to get first-time buyers through the door.
How RC Lending Advisors uses this program
FHA is the program RC Lending Advisors lists for first-time buyers who need a lower down payment and more flexible credit qualifying. The team has walked 1,000+ first-time buyers from first call to keys.
FHA is one program in a lineup of more than 3,000, offered in all 50 states and Puerto Rico through Cornerstone First Mortgage (NMLS #173855).
Questions on FHA
Is FHA only for first-time buyers?
The programs page lists FHA for first-time buyers. The 5 to 10 minute call is where the team says whether FHA fits your file or another program does.
Does the pre-approval pull my credit?
Pre-approvals start with a soft credit check, which does not affect your score.
How do I start?
Fill out the short form. During business hours a person calls within 5 to 10 minutes.