Loan Programs / Primary Residence
The home you live inPrimary residence mortgage loans
Financing for the home you live in: a first home, or the next one.
How RC Lending Advisors uses this program
RC Lending Advisors finances the home you live in. The site's own count is 1,000+ first-time buyers, and the calculator asks whether you are buying your first home or your next home.
The programs that page lists for that purchase are conventional, FHA, VA, USDA, down payment assistance, and renovation. Jumbo covers a high-value primary home. The 5 to 10 minute call is where the team says which one fits. All of it runs in all 50 states and Puerto Rico through Cornerstone First Mortgage (NMLS #173855).
Questions on primary residence
Which program is a primary home?
Whichever fits the file. The usual list is conventional, FHA, VA, USDA, down payment assistance, renovation, and jumbo when the price is above conforming limits.
Do you work with first-time buyers?
Yes. The site reports 1,000+ first-time buyers walked from first call to keys.
How fast can it close?
The target on purchase loans is 14 to 21 days. The first call says what is realistic.