Loan Programs / Non-QM
Self-employedNon-QM mortgage loans
Bank statement and alt-doc loans for business owners, freelancers, and anyone whose income doesn't fit a W-2.
How RC Lending Advisors uses this program
Non-QM is the program RC Lending Advisors lists for self-employed borrowers: bank statement and alt-doc loans when income does not fit a W-2.
The same team prices Non-QM beside conventional and DSCR. More than 3,000 programs sit behind that conversation, in all 50 states and Puerto Rico.
Questions on Non-QM
What income can a Non-QM loan use?
The programs page names bank statement and alt-doc loans for business owners, freelancers, and anyone whose income does not fit a W-2.
Is this the same as DSCR?
DSCR is listed under investment property and qualifies on the property's income. Non-QM is listed for the borrower's own documentation. The call says which one fits.
How fast is the first call?
During business hours, within 5 to 10 minutes of the form.